an abstract photo of a curved building with a blue sky in the background

Home loans allow and assist people to purchase their dream house. At Next FinCorp, we provide home loan up to Rs.1 crore & above at lowest interest rate in India. if you're looking for your first home, or you want to build your own house, or if you just want to renovate your current home, our home loan offerings will meet all your requirements. Finance your requirements with a top-up loan over and above your existing housing loan.

Next FinCorp one of the best Home Loan provider in India, offers easy housing finance solutions. With Several attractive Home Loan policy along with low interest rates provides benefits to suit your finances. Our Home Loans are designed to help you get your dream house without hassle..

Home Loan:

Benefits :

Easy Balance Transfer Facility

Top- Up Loans

Property Dossier

Part- Prepayment & Foreclosure

Flexible Tenure

Minimal Documentation

Customized Insurance Schemes

No Additional Foreclosure Charges.

FAQ's

Have any questions or doubts?

What is Home Loan?

Home loan is a loan disbursed by a bank or financial institution (lender) to an individual specifically for buying a residential property. Here, the lender holds the title of property until the loan is paid back in full along with interest.

What is the tenure of a Home loan?

Home loans are long term borrowing instruments with a minimum tenure of 10-25 years and a maximum tenure of 30 years. The tenure offered to you for your home loan depends on the loan amount that is sanctioned to you by the lender along with other factors.

What is the Eligibility Criteria for a Home Loan?

Anyone — whether self employed or salaried individuals/professionals — with a regular source of income can apply for home loans. One must be at least 21 years old when the loan period begins and should not exceed an age of 65 years when the loan ends or at the time of superannuation. This is the generic home loan eligibility criteria and specifics such as the minimum and maximum age limits, minimum income level, etc. may differ from one lender to another.

What is the processing fees for a Home loan?

Processing fees for Home loan varies across different lenders and is generally upto 1%